Best possible mortgage experience with us

American Smart Lending and its professionals are truly dedicated to delivering the best possible outcomes to your mortgage process. We are the best at suggesting customized loan programs to your specific needs based on the financial profile, needs and goals.

steps in the mortgage process

This article describing the steps in the mortgage process is most appropriate light reading for a first time home buyer

FAQ

frequently asked questions while navigating through the mortgage process

Do and Donts

Here are the important Dos and DONTs for a customer looking for a mortgage for a primary residence, secondary residence, investment home and land loans

Documents needed for loan processing

Please click the link below to get the list of documents that we need for the mortgage processing. We would like to gather the complete and comprehensive list of documents required for the loan before we submit the loan application. Submitting a complete list to the underwriter results in lesser number of touch points and a quicker processing time and better results

Mortgage Loan Process Glossary

We understand that the jargon in the mortgage industry can be confusing and confounding for the first time home buyer as well as someone who has done a transaction a few years ago. We want to help you understand and navigate the process with confidence. Click the link below to learn the definitions of the most frequently used terms

Remove the complexity from mortgage

We strive hard to make the whole mortgage process simple and easy. We make it easy to understand the quotes, deal with the multiple parties involved in the process and close the transaction on time.

How to make Lending Process Smart?

Our goal in entering the mortgage industry is to bring the smart into the mortgage process. We strive to make it smart in pricing, processing, people and technology to make things more efficient and cost effective